Financial goals lead to success!
Goals are a necessary part of life. Without them we tend to go on without purpose, making decisions that cannot possibly guide us to our best life, because we don’t know what that is. Goals keep us focused, motivated, and encouraged when we are dealing with difficult bosses, trying situations, and overwhelming debt.
While this would be a much longer post if I told you why not having goals is detrimental, let’s keep it positive. Here are four very good reasons why you need to implement goals into your life today!
1. Goals give your life meaning.
Whether your goals are financial, personal or career-oriented, goals keep you focused on what is important to you. Your goal might be to secure funding for a new project at work, to receive a promotion, to pay off debt, or to start a family. Whatever the goal may be, you will benefit from having a purpose to guide your decisions.
I have worked many jobs in my life, in all different fields. While both teaching and banking provided me with pretty obvious goals (teach students to write, get published in my field, open X accounts in a month, earn a promotion), waitressing did not offer as many obvious goals. I needed to be more creative when working in that job, as it was very easy to get burned out and feel worthless. I needed to challenge myself to think outside of the position in order to find meaning in what I was doing: I was working hard to bridge the gap between semesters, so that in the fall I could return to the job I really loved. That was meaningful, and helped me make it through a challenging time.
2. Goals keep you challenged.
I like to win as much as the next guy, but victory tastes much sweeter when I have to work for it. I also get very bored with monotony, and am always looking for something to challenge myself with. Life is much more exciting when you have something to think about and to aim for.
Some goals are just too lofty, like when I vowed to pay off $51,000 in one year (spoiler: it didn’t happen. Here’s why.). However, giving yourself something to reach for, something that won’t just come to you unless you work for it, makes the success of achieving your goal that much more memorable. You may also find yourself more engaged at an otherwise tedious job, knowing that you are working toward something great.
3. Making goals can be a creative outlet.
Sure, you can write your goals on a post-it note and keep them in clear view of your work station, or anywhere else that you will see them daily. But one of the most fun parts of making goals is coming up with great ways to track your progress!
For example: when I was trying to lose weight I really wanted a pretty and visual way of tracking my weight loss. I hated keeping my numbers written down in the bathroom. Instead, I bought two glass vases and a bag of river stones. I filled one of the vases with river stones, one stone to represent each pound I wanted to lose. Whenever I lost a pound, I would move a river stone into the other vase. This was a great visual way not only to monitor loss, but also what I had accomplished!
4. Meeting your goals feels amazing!
The best part about making goals is the way you feel when you meet them. Even small goals pack a big punch of happy feelings when they are achieved! This has a domino effect; once you complete one goal, you can begin a new one. The emotional high from achieving your previous goal will give you a second wind and encourage you to keep plugging away at anything you set your mind to.
What are some of your goals? How do you keep yourself on track?